Insurance

We know cars, so let us look after your pride and joy with insurance to fit your budget and needs

Your Insurance Options

There is no ‘one-size-fits-all’ with insurance, so it’s important that our lenders have as much information as possible in order to tailor you a lending package that suits your needs over the loan life cycle.

Talk to us about insurance options

Luxury Motor Vehicle Insurance has been specifically designed for the discerning owner. Luxury vehicles are a reflection of quality and craftsmanship, and selecting the right vehicle was an important decision.

Selecting the right insurance policy that fits your vehicle choice is of equal importance. Luxury Motor Vehicle Insurance has been specifically designed to provide distinctive levels of cover to the luxury vehicle owner. With Luxury Motor Vehicle Insurance, you can rest assured that we recognise the need to provide superior levels of cover and service to complement you and your investment in your vehicle.

Three-year replacement vehicle cover
For new vehicles, if the vehicle is deemed a total loss within three years from the date of purchase

Twelve-month used vehicle cover
For used vehicles, if the vehicle is deemed a total loss within twelve months from the date of purchase, the policy pays the greater of the vehicle’s purchase price or the market value

Use of genuine manufacturer’s parts
To ensure maintenance of the manufacturer’s warranty

Approved repairers
Use an approved repairer or a repairer of your choice

Rental vehicle cover
Included at no additional cost

Vehicle use
Private and business use available

Other additional benefits
Including keys and locks, transport, incorrect re-fuelling

Windscreen, headlight and tail light cover
No excess if your claim is only for vehicle glass and the vehicle is valued less than $150,000.

24/7 AA Roadservice Cover – should your vehicle suffer one of the failures listed below and not be able to to driven just telephone 0800 PROTECT (0800 776 832), and advise you are a Protecta Insurance AA Roadservice Cover customer and quote your Policy or Registration Number A maximum of 3 free callouts for any 12 month period of insurance

Flat Tyre or Damaged Wheel
The AA will change a dam aged tyre/wheel with the nominated
vehicle’s

Flat Battery
The AA will provide a battery boost a Iii d any other practical assistance to start the vehicle. If the vehicle requires a new battery the AA will arrange a new battery at the expense of the driver

Locked Out
The AA will assist you to access the vehicle where keys have been accidentally locked inside the vehicle.

Out of fuel
The AA will provide free delivery, of $20 worth, of liquid fuel. Cost of the fuel will be at the expense of the driver

Lost Keys
The AA will arrange a locksmith to help get the driver back in the vehicle, any replacement keys provided will be at the expense of the driver.

Breakdown (Mechanical or Electrical)
The AA will attempt to provide emergency repairs at the roadside. If the AA are not able to mobilise the vehicle or it requires parts the AA will tow it to the nearest authorised Protecta Insurance repairer. U you want the vehicle to be towed to another authorised repairer then you may be required to pay the towing charges.

Exclusions

  • Unattended vehicles
  • Unauthorised repairs
  • Vehicles damaged as a result of an accident
  • Natural disaster areas where the vehicle can not be reached
  • Where special equipment ts required
  • Vehicles that are not on legally constructed roads i.e. Public Legal Roads
  • Vehicles with a gross weight exceeding 3,500kq

This document is a Summary of Cover only and does not form part of the Insurance Contract. Limits apply to some items: please refer to the policy wording for full insurance contract terms, and conditions.

Insurance products underwritten by Allianz Australia Insurance Limited, administered by Protecta Insurance New Zealand Limited.

Extensive Cover
We have compared and added a number of policy benefits to give you one of the best covers available.

Available 24hrs a day 7 days a week
Personally answered 0800 phone number

Roadside Assistance 24/7
Flat Tyre/Damaged Wheel, Flat Battery, Locked Out, Lost Keys, Out of Fuel, Breakdown Towing (mechanical or electrical)

Accident Management Service
Crash Management gives Protecta customers quality 24 hour, 7 days a week nationwide service including free pick-up and delivery, free courtesy cars and emergency accident roadside assistance if required

Easy claims process
Experienced people that make the process as fast and easy as possible for you

Benefits

  • Pay Monthly – no extra fees or charges
  • New for old for two years
  • Trailer Cover
  • Accidental Death Cover $5000
  • Keys and Locks
  • Completion of Journey Costs
  • No Blame Bonus
  • Excess Protection
  • Rental Vehicle Cover (optional)

Liability Cover

  • Legal Liability cover for $20 Million for Third Party Damage
  • $1 Million for Third Party Injury

Discount Options

  • Named Driver
  • Restricted Driver
  • Voluntary Excess

Our Gazley Guarantee offers you the ultimate in mechanical breakdown insurance giving you peace of mind motoring.

Extensive Cover
We have compared and added a number of benefits to give you one of the best covers available

Mechanical and Electrical Breakdown
An extensive coverage of most components in your Vehicle including computers and other electronic components

AA Roadservice Cover
Flat Tyre / Damaged Wheel, Flat Battery, Locked Out, Lost Keys, Out of Fuel, Breakdown Towing (mechanical or electrical – you’re covered)

Return to Home and Accommodation Costs
Out of Pocket Expenses – away from home up to $1,000 if you are 100km or more away from your usual residence for alternative transport and accommodation

Maximum Amount Claimable
Up to the Current Market Value of the Vehicle

Vehicle Repatriation Costs
Up to $500 is available to relocate your vehicle closer to home

Available 24 hours a day, 7 days a week
Personally answered 0800 phone number

Easy Claims Process
Experienced people that make the process as fast and easy as possible for you

Luxury Motor Vehicle Insurance has been specifically designed for the discerning owner. Luxury vehicles are a reflection of quality and craftsmanship, and selecting the right vehicle was an important decision.

Selecting the right insurance policy that fits your vehicle choice is of equal importance. Luxury Motor Vehicle Insurance has been specifically designed to provide distinctive levels of cover to the luxury vehicle owner. With Luxury Motor Vehicle Insurance, you can rest assured that we recognise the need to provide superior levels of cover and service to complement you and your investment in your vehicle.

Three-year replacement vehicle cover
For new vehicles, if the vehicle is deemed a total loss within three years from the date of purchase

Twelve-month used vehicle cover
For used vehicles, if the vehicle is deemed a total loss within twelve months from the date of purchase, the policy pays the greater of the vehicle’s purchase price or the market value

Use of genuine manufacturer’s parts
To ensure maintenance of the manufacturer’s warranty

Approved repairers
Use an approved repairer or a repairer of your choice

Rental vehicle cover
Included at no additional cost

Vehicle use
Private and business use available

Other additional benefits
Including keys and locks, transport, incorrect re-fuelling

Windscreen, headlight and tail light cover
No excess if your claim is only for vehicle glass and the vehicle is valued less than $150,000.

24/7 AA Roadservice Cover – should your vehicle suffer one of the failures listed below and not be able to to driven just telephone 0800 PROTECT (0800 776 832), and advise you are a Protecta Insurance AA Roadservice Cover customer and quote your Policy or Registration Number A maximum of 3 free callouts for any 12 month period of insurance

Flat Tyre or Damaged Wheel
The AA will change a dam aged tyre/wheel with the nominated
vehicle’s

Flat Battery
The AA will provide a battery boost a Iii d any other practical assistance to start the vehicle. If the vehicle requires a new battery the AA will arrange a new battery at the expense of the driver

Locked Out
The AA will assist you to access the vehicle where keys have been accidentally locked inside the vehicle.

Out of fuel
The AA will provide free delivery, of $20 worth, of liquid fuel. Cost of the fuel will be at the expense of the driver

Lost Keys
The AA will arrange a locksmith to help get the driver back in the vehicle, any replacement keys provided will be at the expense of the driver.

Breakdown (Mechanical or Electrical)
The AA will attempt to provide emergency repairs at the roadside. If the AA are not able to mobilise the vehicle or it requires parts the AA will tow it to the nearest authorised Protecta Insurance repairer. U you want the vehicle to be towed to another authorised repairer then you may be required to pay the towing charges.

Exclusions

  • Unattended vehicles
  • Unauthorised repairs
  • Vehicles damaged as a result of an accident
  • Natural disaster areas where the vehicle can not be reached
  • Where special equipment ts required
  • Vehicles that are not on legally constructed roads i.e. Public Legal Roads
  • Vehicles with a gross weight exceeding 3,500kq

This document is a Summary of Cover only and does not form part of the Insurance Contract. Limits apply to some items: please refer to the policy wording for full insurance contract terms, and conditions.

Insurance products underwritten by Allianz Australia Insurance Limited, administered by Protecta Insurance New Zealand Limited.

Extensive Cover
We have compared and added a number of policy benefits to give you one of the best covers available.

Available 24hrs a day 7 days a week
Personally answered 0800 phone number

Roadside Assistance 24/7
Flat Tyre/Damaged Wheel, Flat Battery, Locked Out, Lost Keys, Out of Fuel, Breakdown Towing (mechanical or electrical)

Accident Management Service
Crash Management gives Protecta customers quality 24 hour, 7 days a week nationwide service including free pick-up and delivery, free courtesy cars and emergency accident roadside assistance if required

Easy claims process
Experienced people that make the process as fast and easy as possible for you

Benefits

  • Pay Monthly – no extra fees or charges
  • New for old for two years
  • Trailer Cover
  • Accidental Death Cover $5000
  • Keys and Locks
  • Completion of Journey Costs
  • No Blame Bonus
  • Excess Protection
  • Rental Vehicle Cover (optional)

Liability Cover

  • Legal Liability cover for $20 Million for Third Party Damage
  • $1 Million for Third Party Injury

Discount Options

  • Named Driver
  • Restricted Driver
  • Voluntary Excess

Our Gazley Guarantee offers you the ultimate in mechanical breakdown insurance giving you peace of mind motoring.

Extensive Cover
We have compared and added a number of benefits to give you one of the best covers available

Mechanical and Electrical Breakdown
An extensive coverage of most components in your Vehicle including computers and other electronic components

AA Roadservice Cover
Flat Tyre / Damaged Wheel, Flat Battery, Locked Out, Lost Keys, Out of Fuel, Breakdown Towing (mechanical or electrical – you’re covered)

Return to Home and Accommodation Costs
Out of Pocket Expenses – away from home up to $1,000 if you are 100km or more away from your usual residence for alternative transport and accommodation

Maximum Amount Claimable
Up to the Current Market Value of the Vehicle

Vehicle Repatriation Costs
Up to $500 is available to relocate your vehicle closer to home

Available 24 hours a day, 7 days a week
Personally answered 0800 phone number

Easy Claims Process
Experienced people that make the process as fast and easy as possible for you

Warranties & Protection

Everything you need to know about manufacturer warranties? And protecting your new car.

Finance

We offer insurance products designed to protect you and your investment. Including Payment Protection Insurance, GAP Insurance, Mechanical Breakdown Warranties and vehicle insurance.