Finance

At Gazley, our aim is to make your vehicle purchase an easy and enjoyable experience. We offer a full range of motor vehicle financing, insurance and warranty products.

Our Finance Commitment to You

We will be fully transparent in the information given to you regarding lending, which means we will always disclose to you, the borrower, a lending quote which will include:

  • Whether the interest rate is fixed or variable
  • The terms of the contract
  • Any documentation fees, set by the finance company
  • Any monthly account keeping fees the lender may charge
  • The final amount to be paid back including interest

Warranties & Protection

Everything you need to know about manufacturer warranties. And protecting your new car.

Insurance

We offer insurance products designed to protect you and your investment. Including Payment Protection Insurance, GAP Insurance, Mechanical Breakdown Warranties and vehicle insurance.

Your Finance Options

There is no ‘one-size-fits-all’ with finance, so it’s important that our lenders have as much information as possible in order to tailor you a lending package that suits your needs over the loan life cycle.

Credit Agreement

The Gazley Guarantee was created with the passion of its founders and the high expectations of the world famous brands we represent. In Sales, Service and Parts, Gazley follows the strong brand ethos that sits behind all of our respected marques. The Gazley Guarantee offers the ultimate in mechanical breakdown cover for your vehicle and includes excess-free claims for vehicles serviced and repaired by us in accordance with this policy and our manufacturers’ specifications.The Gazley Guarantee offers you the ultimate in mechanical breakdown insurance.

  • Loan terms from 6 months to 5 years
  • Fixed interest rate
  • No annual fees
  • Secure the loan with your vehicle – no additional security required
  • Reduce your monthly repayments by having a combination of structured mid-term balloon payments, a balloon payment at the end, or by paying a deposit (for approved applicants)

Deposit & Trade-in

A Credit Agreement enables you to place a deposit towards the purchase – either as cash or by using equity in your current vehicle as trade-in.

Flexible Terms

Flexible terms are available, including the option to have a balloon amount (larger final payment) built into your contract if we agree. This gives you the ability to tailor your repayments to best suit your budget and your vehicle trading cycle.

Consumer & Business Lease for GST registered businesses

The advantage of a Consumer or Business Lease is that it enables you to structure the contract by selecting a term and agreeing to a suitable residual value with us. This allows you to tailor your monthly payments to suit your budget. Residual value risk is carried by you.

Because the payments are fixed and known in advance, you have firm control over your vehicle budget.

After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

  • This flexible leasing plan for business users offers possible tax benefits while
  • improving cash flow.
  • Lease terms from 6 months to 5 years
  • No annual fees
  • Structure your lease by selecting a term and agreeing to a suitable residual value with us.
  • Tailor your monthly rentals to suit your budget.
  • Rentals are fixed and known in advance – you have firm control over your
  • vehicle budget.
  • Residual value risk is carried by you.

Option to Upgrade

After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

Operating Lease

We offer both Fully Maintained and Non-maintained Operating Lease options on new Volkswagen & ŠKODA vehicles.

An Operating Lease can best be described as a long-term rental arrangement based on a fixed-term and kilometre allowance.

An operating Lease allows you to easily budget your vehicle expenses, and your monthly rentals are fixed over the term of the lease.

  • Maintained & Non-maintained Operating Lease options
  • Fixed-term & maximum kilometre allowance
  • All servicing is conducted by professional trained technicians using genuine parts
  • Option to treat off Balance Sheet (Business Operating Lease only)

Maintained Option

The Fully Maintained option makes forward planning a lot easier for you, as the monthly rentals include scheduled servicing , annual registrations and warrants of fitness, with options to include replacement tyres and puncture repairs.

Option to Upgrade

After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

Credit Agreement

The Gazley Guarantee was created with the passion of its founders and the high expectations of the world famous brands we represent. In Sales, Service and Parts, Gazley follows the strong brand ethos that sits behind all of our respected marques. The Gazley Guarantee offers the ultimate in mechanical breakdown cover for your vehicle and includes excess-free claims for vehicles serviced and repaired by us in accordance with this policy and our manufacturers’ specifications.The Gazley Guarantee offers you the ultimate in mechanical breakdown insurance.

  • Loan terms from 6 months to 5 years
  • Fixed interest rate
  • No annual fees
  • Secure the loan with your vehicle – no additional security required
  • Reduce your monthly repayments by having a combination of structured mid-term balloon payments, a balloon payment at the end, or by paying a deposit (for approved applicants)

Deposit & Trade-in

A Credit Agreement enables you to place a deposit towards the purchase – either as cash or by using equity in your current vehicle as trade-in.

Flexible Terms

Flexible terms are available, including the option to have a balloon amount (larger final payment) built into your contract if we agree. This gives you the ability to tailor your repayments to best suit your budget and your vehicle trading cycle.

Consumer & Business Lease for GST registered businesses

The advantage of a Consumer or Business Lease is that it enables you to structure the contract by selecting a term and agreeing to a suitable residual value with us. This allows you to tailor your monthly payments to suit your budget. Residual value risk is carried by you.

Because the payments are fixed and known in advance, you have firm control over your vehicle budget.

After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

  • This flexible leasing plan for business users offers possible tax benefits while
  • improving cash flow.
  • Lease terms from 6 months to 5 years
  • No annual fees
  • Structure your lease by selecting a term and agreeing to a suitable residual value with us.
  • Tailor your monthly rentals to suit your budget.
  • Rentals are fixed and known in advance – you have firm control over your
  • vehicle budget.
  • Residual value risk is carried by you.

Option to Upgrade

After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

Operating Lease

We offer both Fully Maintained and Non-maintained Operating Lease options on new Volkswagen & ŠKODA vehicles.

An Operating Lease can best be described as a long-term rental arrangement based on a fixed-term and kilometre allowance.

An operating Lease allows you to easily budget your vehicle expenses, and your monthly rentals are fixed over the term of the lease.

  • Maintained & Non-maintained Operating Lease options
  • Fixed-term & maximum kilometre allowance
  • All servicing is conducted by professional trained technicians using genuine parts
  • Option to treat off Balance Sheet (Business Operating Lease only)

Maintained Option

The Fully Maintained option makes forward planning a lot easier for you, as the monthly rentals include scheduled servicing , annual registrations and warrants of fitness, with options to include replacement tyres and puncture repairs.

Option to Upgrade

After the lease period is over, the vehicle is returned to us. You then have the option to take out a new lease and upgrade your vehicle to the latest model.

Our Finance Partners

Gazley standard lending rates range from 8.95% to 14.95%. Rates vary depending on many factors including the amount of lending, the term of the loan, the level of deposit or equity in the loan, customer credit history, and customer risk profile.

Volkswagen Finance
SKODA Finance
Branded Finance
Nissan Finance
UDC Finance
Marac Finance
Alphera Finance
Finance Now

Our Finance Team

Our on-site Finance team have over 25 years of experience and are equipped to build you the best package to fit in with your requirements and within budget.